I find myself in amazement when I read some of the stuff that widows (and some widowers) go through with friends and family after a spouse dies. People come swooping in making the widowed feel guilty...for them! They want stuff that belonged to the dead or they think the insurance money is some kind of windfall that should be shared. Most of the widowed are not ready to part with anything...shock and denial make it almost impossible to even think straight.
Here's the thing. It's no longer "his" stuff...it's yours...by default. No one has the right to take anything unless it was on loan to the person who died. And about that insurance money...he/she is dead and gone...and so is the financial support for your household. That means whatever insurance money you receive is not up for grabs. You will need it to cover current and future expenses. I don't care how much you care about them or trust them. If they can't get a loan from a bank for the trouble they're in, they are a credit risk to you too. If they don't pay it back, you will become resentful...and if you need the money later...you are screwed.
Believe me....been there, done that. It ain't pretty.
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